Medical Malpractice Insurance for Ophthalmologists

I joined AOOSIS many years ago after a poor experience with the MPS where I struggled to receive prompt and accurate advice on a problem. This led me to look elsewhere for indemnity cover.

The reason I joined AOOSIS was that as an organisation focused on ophthalmology I felt they had a clear understanding of ophthalmology and medicolegal issues rather than just medicolegal advice. As a small organisation with a dedicated legal team I have found that they do indeed have a clear understanding of ophthalmology and are responsive and effective.

The terms of the indemnity cover are clear and thorough in contrast with guaranteed cover in contrast to a discretionary based insurer. The growth of AOOSIS and other similar single specialty insurers I believe shows the merits of such cover.

Having originally been with a medical defence organisation, about 10 years ago I switched to AOOSIS, as I was concerned that the defence organisation was not able to guarantee coverage, being a discretionary-based provider. This contrasted with AOOSIS which is an insurance based scheme that provides a guaranteed non-discretionary service, that offers certainty for ophthalmologists. Being an organisation specifically designed for ophthalmologists and having a great understanding of ophthalmologists’ practice was also a great asset. Over the past ten years, I have found their quotations very competitive, their medicolegal advice first class, and their understanding of the nuances of ophthalmic practice unparalleled among all providers, and am delighted with the service they provide.

AOOSIS and its medicolegal team have been extremely helpful to me for advice and guidance whenever I have needed it. They are prompt to respond and very thorough. The support I have received has been outstanding in comparison to my previous insurers. The insurance premium are also far more reasonable compared to what I have had to pay in the past. I am very satisfied and intend to carry on as a long-term member.

I have been a member of AOOSIS (Association of Ophthalmologists Specialist Indemnity Scheme) for many years. I joined because I was tired of the relentless premium increases from my Medical Defence Organisation (MDO) and their complete refusal to explain the reasons behind these increases, despite the fact that I had made no claims and had received no advice

The premium at AOOSIS was significantly lower, offered guaranteed rather than discretionary cover, and provided access to an excellent medico-legal support service. Whenever I have required advice or support regarding potential claims against me, the guidance has been prompt and well-informed.

Overall, my experience with AOOSIS has been highly positive, providing me with the necessary coverage and support at a more reasonable cost compared to my previous MDO.

I was the first member of AOOSIS over a decade ago. I moved to this new body for my indemnity cover because firstly my annual premium reduced by 44% but more importantly I liked the idea that my cover was not discretionary like the Medical Defense Organisations. I have now retired and am covered by a 20 year runoff insurance which gives me a feeling of security. All my dealings with the Aoosis staff when I have needed advice have been of a high professional standard and provided in a timely manner.

'When I established my private practice, I switched my insurance to AOOSIS. As a paediatric ophthalmologist, it has been crucial to have the peace of mind that comes with non-discretionary insurance, and a 21-year run-off period that covers any relevant claims. I've consistently found their quotes to be competitive, even considering time spent on maternity leave.

The AOOSIS medico legal team have been excellent; it has been significantly better than my previous experience with the Medical Defence Union, both in terms of prompt timing, quality of advice and ability to talk directly to a solicitor experienced in medicolegal defence. I have no hesitation in recommending them'

I have been a regular customer of this insurance company for the past four years. Throughout my time with them, I have consistently received competitive quotes and prompt responses to my emails, along with the necessary indemnity certificates. Moreover, they offer valuable suggestions on how to reduce my premiums. In some cases, the risks are lower than anticipated, which truly enhances the value of their service.